August  2002

Help - Property Values

On a recent property inspection, your Board noted the dirt that is accumulating on garage doors. The latter has/is going to have an impact on property values. Please, please do wash your doors and owners of D and E units inspect door vents for signs of rust. If you desire to learn of individuals who'll do the washing for you - at a price - call our Property Manager. Again, we're talking about curb appeal. Fresh paint on buildings or attractive landscaping can't do it all.

Windows, windows

Your Board finds that it needs to research in more depth the whole issue of vinyl windows. Yes, they have contributed to the comfort and security of those who have installed them. But there is some question as to the impact they have on the "look" of Villa Monterey, the look that attracted you as a potential buyer. Scott Linek of our Board has agreed to chair a group that will look into vinyl and other windows. If you want to be heard or to serve with his task force call 279-8657.

Notices

As you pass by the front of the clubhouse, you'll notice a board that indicates scheduled activities. As well, there's a notice board in the pool area that is available to HOA members. To place something on it, call Frank Toto at 858/278-5950.

Termite Policy

Villa Monterey Homeowners Association is a Planned Unit Development whereas the responsibility of termites is clearly stated by the California Civil Code 1364(b). The Association is responsible to paint and maintain the exterior wood siding and trim which is visible around light fixtures and windows including the long vertical fascia adjacent to windows. The homeowner is responsible for all wood that is part of the structure of the building, patio or balcony. The wood that is immediately behind the visible exterior wood is referred to as structural wood and the owner's responsibility. The patio cap board and the exposed beams under the patio overhangs, as well as all rafters and ship lap under each unit's roof is the responsibility of the Association.

1. All termite inspection reports of units must be submitted to the Board of Directors, c/o the management company.
2. The Board will review each report and make a determination regarding responsibility (owner or Association) for repair of damage and/or eradication of any infestation and will also determine the required level of treatment.
3. As a general rule, the Association shall be responsible only for infestations or damage to exterior building surfaces, including exterior trim. The Association's responsibility will be determined by the Board on a case by case bases.
4. Homeowners are responsible for all interior treatment or repairs.
5. If the Association is determined to be responsible, the Board shall cause such a repair.
6. If the homeowner is determined to be responsible, such homeowner shall cause such repair or treatment to be conducted within a 60 day period. The homeowner must submit a certificate of completion to the Board when the work is completed.
7. If a homeowner does not conduct repairs or treatment, the Board may compel compliance by any method authorized under state law or the documents of the Association.

Rafter Storage

The garages at the end of each building have pitched roofs. Inside these garages, the walls are supported by 2x4 boards strung as "rafters" which connect opposite wall (front and back). Above these rafters is a big inviting space which many residents inappropriately use for storage. Although this space might look like a "bonus" attic, the rafters are not designed to bear weight and should not be used for storage. Excess weight on the 2x4 rafters inside will pull the walls, potentially causing serious damage.

Insurance

Your Association is insured by Travelers Insurance and the following communication explains coverage's, exclusions and claims procedures.

ITEMS INSURED:

Your Association's buildings, commonly owned contents and business liability. Building coverage is limited to the original plans and specifications. If the original fixtures, cabinets, floor coverings, stove and dishwasher are replaced with like kind and quality, they are covered. Upgrades, including but not limited to, carpeting, wall coverings and light fixtures are not covered under the master policy.

ITEMS NOT INSURED:

Your personal property, furniture, additional living expenses and personal liability. You should have your own "Personal Insurance Policy" to pick up where the Association policy leaves off. Upgrades made at your expense are your responsibility.

EVENTS INSURED:

"Special Form" including fire, lighting, windstorm, hail, explosion, riot, aircraft and vehicle damage, smoke, vandalism, falling objects, collapse, sudden rapid water escape or overflow from plumbing or appliances, frozen pipes, convector units, etc.

EVENTS NOT INSURED:

Wear and tear, deterioration, mechanical breakdown, mold, damage by insects or animals, settling or cracking, etc. There is no coverage for damage caused by repeated leaking or seeping from appliances or plumbing including around the shower, bathtub, toilet or sink. These events are properly classified as maintenance items. The policy contains full details of coverage, limitations and exclusions.

CLAIMS:

Notify your Association representatives for all Association related claims. Claims which involve your personal property, furniture, clothing, etc. must be placed with your Personal Insurance carrier.

New Property Manager

One of the owners of Preferred Property Managers, Chris Olivas, has taken the duty as Property Manager for Villa Monterey HOA. Some of you may remember Chris, she was our manager about 8 years ago, and is familiar with our Association. Chris is excited to be back and to see familiar faces and names. If you have any questions or concerns, please contact her (e-mail, phone, fax or snail mail) and she will be happy to assist you with any questions concerning Villa Monterey HOA. Welcome back!

Property Manager

Please report common area problems to:
Preferred Property Managers

Chris Olivas, Property Manager
3010 Fifth Avenue
San Diego, CA 92103-5841
619-220-8773 - Fax 619-220-8782
Property Manager
Toll Free: 888/339-3345